EV-insurance
Carefree on the road with your electric car: tips for insurance

Electric cars have become increasingly popular in recent years and with the growing demand for these vehicles, it is important to know what to look out for when insuring an electric car. In this blog, we will discuss the key points you need to pay attention to when insuring an electric car.

Battery cover

One of the main differences between an electric car and a petrol car is the battery. When insuring an electric car, it is important to check whether the insurance policy provides cover for the car’s battery. This is because a battery can be expensive to replace and it is therefore important that it is properly insured.

The value of the car

Electric cars are generally more expensive than petrol cars. When insuring an electric car, it is important to check whether the insurance covers the full value of the car. It is also important to consider whether it is necessary to take out additional insurance to fully cover the car.

Charging the car

Charging an electric car can be done in various ways, such as at home, at work or at public charging points. When insuring an electric car, it is important to check whether the insurance covers the car being damaged while charging at public charging points.

Repairs

Electric cars have different technology from petrol cars. It is therefore important to check whether the insurance company has a mechanic who is skilled in repairing electric cars. It is also important to know where the nearest electric car repair shops are.

Liability cover

When insuring an electric car, it is important to check whether the insurance policy provides adequate coverage for liability in case of an accident. It is important to know the minimum coverage required for the type of car and to what extent the insurance covers in case of an accident.

Driving range

Electric cars generally have a more limited driving range than petrol cars. It is therefore important to check whether the insurance covers pick-up if the car runs out of power. It is also important to know the additional costs associated with this service.

Insurers with experience in insuring electric cars

Finally, it is important to consider choosing an insurer that has experience in insuring electric cars. This can help in finding the best coverage for the car and can also reduce the chances of problems in processing claims.

Besides these points, there are other factors to consider when insuring an electric car. For instance, the location where you live and drive can affect the premium you pay for insurance. Also, the driving habits of the driver and the type of car can affect the premium.
It is therefore important to compare different insurers before choosing insurance for your electric car. Compare not only the premiums, but also the coverage and conditions offered by different insurers. This will help you make the best choice for insuring your electric car.
In this blog, we have discussed the main points you need to consider when insuring an electric car. By considering these points and comparing different insurers, you can ensure that your electric car is properly insured and that you will not face any surprises in case of a claim.